Building Eternal Prosperity
A thriving life is never out of reach. Your journey begins with telling us about your values, dreams and aspirations. We will figure out how much money you need to enjoy the present, while building enough to remain comfortably retired. We consider the long term value of your home and assets, for when it comes time to transfer them to the next generation.
1 | Goals | Discussion
Our initial objective is to establish the goals, aspirations, time horizons, and challenges of our clients’ situations.
Discussions of family, travel, health, business and retirement, among others, will help shape our custom-tailored wealth planning process for you and your family.
2 | Cash Flow Planning
Your individual lifestyle wants and needs analysis allows for an in-depth look into your financial future.
Considering every relevant metric available, from life expectancy, and inflation to future rates of return, our utilization of proprietary projection models will provide guidance on your path to prosperity. Knowing what is required of your money now and in the future, is the only way to secure confidence in retirement.
3 | Risk Management
Knowing the risks you’re exposed to is the first step in mitigating those potential pitfalls. Through careful consideration and needs analyses, insurance and self-insured plans are designed to ease and transfer the financial risks we all face throughout our lifetime.
As with every step of our process, review and reassessment are key factors in ensuring success along the way.
4 | Investment Strategy
Development of your customized investment strategy is, in essence, the fabrication of your journey’s vehicle. Your goals and values, alongside your time horizon and cash flow will aid in determining specific investment objectives.
Utilizing the most efficient asset mix, while maximizing return and minimizing fees, your investment vehicle will require a mere three key fundamentals to get you to your destination. Patience, faith in the future, and discipline.
5 | Tax Planning
Taxes are the true constant of our financial world in Canada. And while that may seem a bleak sentiment to some, there are strategies available to prepare for, and provide advantages through your taxable life.
Throughout our process, tax efficiency is a fundamental factor in every decision we collectively make. Investing through registered accounts like a TFSA or RRSP, incorporating tax efficient spending strategies, corporate designations and trusts, and terminal tax planning are some of the approaches we will guide you through.
6 | Estate Planning
Your legacy is what is left after you’re gone. Not everyone is lucky enough to leave this place the way they would like, but with careful estate planning, your money can continue to work for you and your family.
Our process allows for multi-generational planning, charitable giving, incorporation of POAs & multiple wills, and much more, all to assure that your legacy is secure now, and for generations to come.
Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and is registered with the Investment Industry Regulatory Organization of Canada.
The opinions expressed are those of the author and not necessarily those of Assante Capital Management Ltd. Insurance products and services are provided through Assante Estate and Insurance Services Inc.
How We Help
Financial Planning ›
We monitor, review and adjust every aspect of your portfolio.
Retirement ›
We are here to help you thrive today and build comfort for tomorrow.
Estate Planning ›
Providing comfort and a place to call home for generations to come.
Learn how we can align your wealth, values & dreams
We are a holistic financial advisory firm with a deeply rooted, evidence-based approach to wealth planning and investing.
