FINANCIAL PLANNING

Your Trusted Advisor

It all starts with a plan: which is quite simply, to help you live a prosperous, healthier and a more fulfilling life. This is entirely possible by connecting money to your values, dreams and aspirations.

We help you by analyzing and optimizing every aspect of your financial affairs to make sure everything works together–to build and preserve your net worth. As your trusted advisor, we offer you a full range of services to address your individual and business financial needs, using the resources of skilled, knowledge- able professionals:

• Access to advanced portfolio management
• Business valuation and succession planning
• Cash management solutions
• Charitable gift planning
• Critical illness insurance
• Debt financing
• Disability Insurance
• Estate planning
• Financial planning
• Group benefits and plan design
• Life insurance
• Tax planning

Honest & Transparent Financial Planning

Our approach to wealth planning is centered around honesty and transparency. We prefer to operate under a fee-based agreement with our clients – where annual fees are generated based on your invested assets under management. Fees are incrementally lowered as your portfolio grows, and as negotiated with your advisor. In direct opposition to commission-based platforms, the fee-based agreement ensures that your advisor is working for your best interest every time, all the time.

The inherent transparency of fees, which is lacking in some respects in commission-oriented funds, results in a tax-deductible benefit on fees incurred on open accounts.